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Predicting financial trouble using call data—On social capital, phone logs, and financial trouble
2018
PLoS ONE
An ability to understand and predict financial wellbeing for individuals is of interest to economists, policy designers, financial institutions, and the individuals themselves. According to the Nilson reports, there were more than 3 billion credit cards in use in 2013, accounting for purchases exceeding US$ 2.2 trillion, and according to the Federal Reserve report, 39% of American households were carrying credit card debt from month to month. Prior literature has connected individual financial
doi:10.1371/journal.pone.0191863
pmid:29474411
pmcid:PMC5825009
fatcat:wqp4vluperbnfkz7m6uasrv6vq